I agree entirely that the system is broken, now more so than ever. My house was my late mothers house that was and a will be the only thing I have ever inherited in my life. Probably not worth much honestly by California standards.
But for someone like me, a combat veteran who has struggled with homeless his entire life (34 years), the value is insurmountable. Knowing that if O needed to i could live there has helped me psychologically like no other.
Im not making a profit off of it, if anything it has costed me money I dont have. But the fact that it is there is a good feeling I have never had before. Even with the va loan I would never be able to afford a house in California. All the money the house has produced (a miserly amount) has bern reinvested back into the house since it has been in my name.
Such is life. What people look at as a silver spoon really is not. For me it's a responsibility to invest in this place so i can have a place to live when I need it. Or in the case now a cousins family who needs it.