Trying to get the cheapest auto insurance(or get by without insurance) (1 Viewer)

Whelk

Lurker
Joined
Oct 22, 2012
Messages
1
Age
39
Anyone have any ideas on getting the cheapest auto insurance possible? My rates are currently $150 a month and might actually go up next cycle! I was involved in two accidents in the past 3 years, which is why my rates are so high. I was trying to explore options of getting my car registered in other states(it's registered in Oregon now, though I'm traveling on the east coast right now), getting on other people's insurance plans, etc. I heard if you have food stamps in CA, you can get reduced auto insurance rates. Not sure if this is the case in other states as well. Anyone have any good ideas on how to scam insurance to get some kind of reasonable rate?

I'm most likely going to start chancing it and get rid of insurance soon, cause I can't afford these rates anymore, unless there's some other option.
 
Click here to buy one of our amazing custom bandanas!

Mankini

I'm a d-bag and got banned.
Banned
Joined
Dec 4, 2014
Messages
1,515
Location
en route
1. just photoshop an insurance form. fill in the necessary boxes with your info. LOL theres no way copz can check to see if its real or not.

2. get insurance from a foreign company

3. ask someone else to let you use their personal data.
 

roguetrader

Vagabond
Joined
Oct 24, 2015
Messages
466
Location
Exeter, United Kingdom
@Mankini (the artist formerly known as voodochild I think) - is there no national vehicle database in the US yet ? I'm amazed if there's not.... In the UK and Western Europe when the pigs run your plates they get full details of insurance / road tax / MOT (safety) test.... or lack of... In England if you completely illegal the vehicle goes in the crusher unless you suck some officer dick.... I suppose if you got fake insurance from another country they can't check that....

Sent from my XT1039 using the Squat the Planet mobile app!
 

roguetrader

Vagabond
Joined
Oct 24, 2015
Messages
466
Location
Exeter, United Kingdom
@Whelk so if they can't check your vehicle legality on computer you can probably get away with the photo shopped insurance suggested above.... another tactic we used driving illegally in Europe where you're supposed to carry all your papers, all the time, was to lie and say you'd had a break in and the documents were all stolen, could get you out of a tight spot, just don't have a fucking crash !

Sent from my XT1039 using the Squat the Planet mobile app!
 

Mankini

I'm a d-bag and got banned.
Banned
Joined
Dec 4, 2014
Messages
1,515
Location
en route
@Whelk so if they can't check your vehicle legality on computer you can probably get away with the photo shopped insurance suggested above.... another tactic we used driving illegally in Europe where you're supposed to carry all your papers, all the time, was to lie and say you'd had a break in and the documents were all stolen, could get you out of a tight spot, just don't have a fucking crash !

Sent from my XT1039 using the Squat the Planet mobile app!

Donde esta el banyo.

https://www.elroble.com/
 

wokofshame

Vagabond
Joined
Oct 23, 2006
Messages
802
Location
novosivirsk, russia
Website
www.weather.gov
get a bunch of quotes from other companies. I had progressive and they kept upping it for no reason every 6 months, i went to geico and saved over 40$/month.
or photoshop your old insurance and just change the dates on it. I do think having insurance is kinna important so far as driving is dangerous, wouldn't wanna back into someone and get sued
 

Mankini

I'm a d-bag and got banned.
Banned
Joined
Dec 4, 2014
Messages
1,515
Location
en route
get a bunch of quotes from other companies. I had progressive and they kept upping it for no reason every 6 months, i went to geico and saved over 40$/month.
or photoshop your old insurance and just change the dates on it. I do think having insurance is kinna important so far as driving is dangerous, wouldn't wanna back into someone and get sued
Cant squeeze bootisweat out of a turnip! :D
 

Coywolf

Make America Freight Again
Staff member
Moderator
Joined
Dec 12, 2014
Messages
2,280
Age
32
Location
PNW
Website
www.youtube.com
@Mankini (the artist formerly known as voodochild I think) - is there no national vehicle database in the US yet ? I'm amazed if there's not.... In the UK and Western Europe when the pigs run your plates they get full details of insurance / road tax / MOT (safety) test.... or lack of... In England if you completely illegal the vehicle goes in the crusher unless you suck some officer dick.... I suppose if you got fake insurance from another country they can't check that....

Sent from my XT1039 using the Squat the Planet mobile app!
Some states do have a database, I.E. Utah. But they only can check the validity if the insurance is out of that state (Utah). There is not a national database of any kind that i am aware of (How do I know this? I listen to traffic stops on my radio scanner)
 

Coywolf

Make America Freight Again
Staff member
Moderator
Joined
Dec 12, 2014
Messages
2,280
Age
32
Location
PNW
Website
www.youtube.com
Oh, and Arizona. I still have my insurance out of there because it is so cheap.
 

Quirky Erk

Newbie
Joined
Apr 2, 2017
Messages
24
Location
San Antonio
Found this on the site that Vanholio mentioned, and cross checked to make sure, based on full coverage for a 2014 Accord, these are the 10 cheapest counties
1. Green Springs, Ohio, in ZIP code 44836: $647
2. Arden, North Carolina, in ZIP code 28704: $671
3. Saco, Maine, in ZIP code 04072: $709
4. Christiansburg, Virginia, in ZIP code 24073: $751
5. Boise, Idaho, in ZIP code 83706: $753
6. Lake Havasu City, Arizona, in ZIP code 86403: $769
7. West Lafayette, Indiana, in ZIP code 47907: $770
8. Allouez, Wisconsin, in ZIP code 54302: $776
9. Concord, New Hampshire, in ZIP code 03303: $785
10. Normal, Illinois, in ZIP code 61761: $827

just renewed insurance and was told i could put some device in that'll monitor speed and such to determine my driving habits for 6 months, and depending my rates will go up or down. With this info and these times, concerned my rates went up just for looking at it
 
Joined
Dec 2, 2016
Messages
26
Location
San Antonio, TX, USA
Found this on the site that Vanholio mentioned, and cross checked to make sure, based on full coverage for a 2014 Accord, these are the 10 cheapest counties
1. Green Springs, Ohio, in ZIP code 44836: $647
2. Arden, North Carolina, in ZIP code 28704: $671
3. Saco, Maine, in ZIP code 04072: $709
4. Christiansburg, Virginia, in ZIP code 24073: $751
5. Boise, Idaho, in ZIP code 83706: $753
6. Lake Havasu City, Arizona, in ZIP code 86403: $769
7. West Lafayette, Indiana, in ZIP code 47907: $770
8. Allouez, Wisconsin, in ZIP code 54302: $776
9. Concord, New Hampshire, in ZIP code 03303: $785
10. Normal, Illinois, in ZIP code 61761: $827

just renewed insurance and was told i could put some device in that'll monitor speed and such to determine my driving habits for 6 months, and depending my rates will go up or down. With this info and these times, concerned my rates went up just for looking at it
WOAH
Hi Friend lmao. This was not somewhere I thought I would run into you. Didn;t even recognize it was you until I read "shoot it" xD
But hey dude this list is awesome. I have Lafayette, Indiana as my drivers license address. My grandma lives there/ I graduated high school there so I get away with their cheap insurance. Groovy.
 

Similar threads

Users Who Are Viewing This Thread (Users: 0, Guests: 1)

About us

  • Squat the Planet is the world's largest social network for misfit travelers. Join our community of do-it-yourself nomads and learn how to explore the world by any means necessary.

    More Info

Support StP!

Donations go towards paying our monthly server fees, adding new features to the website, and occasionally putting a burrito in Matt's mouth.

Total amount
$115.00
Goal
$100.00

Monthly Goals

  1. Paying the Bills
    $50.00 of $50.00 - reached!
    The first $50 in donations go towards paying our monthly server fees and adding new features to the website. Once this goal is reached, we'll see about feeding Matt that burrito.
  2. Buy Matt a Beer
    $75.00 of $75.00 - reached!
    Now that we have the bills paid for this month, let's give Matt a hearty thank you by buying him a drink for all the hard work he's done for StP. Hopefully his will help keep him from going insane after a long day of squishing website bugs.
  3. Feed Matt a Burrito
    $100.00 of $100.00 - reached!
    Now that the bills are paid and Matt has a beer in his hand, how about showing him your love by rewarding all his hard work with a big fat burrito to put in his mouth. This will keep him alive while programming new features for the website.
  4. Finance the Shopping Cart
    $115.00 of $200.00
    Now that the bills are paid and Matt is fed, perhaps it's time to start planning for those twilight years under the bridge... if only he had that golden shopping cart all the oogles are bragging about these days.